The season finale of "Margo's Got Money Troubles" aired May 20, concluding a storyline that followed a 20-year-old college dropout's turn to OnlyFans after losing her job. The series centers on Margo Millet, who is pregnant and faced doubled rent payments after her two roommates moved out because they could not handle the baby's crying.

Margo had a brief affair with her literature professor before dropping out of college. With the help of her cosplay-obsessed best friend, she created a persona called Hungry Ghost on OnlyFans, where she offers constructive, recreational appendage analysis for $20. Over the course of the season, she learned that posting multiple times a week and collaborating with other creators was the most effective way to grow her following.

"Give me your boredom, your sadness, your anxieties. I will eat it all." Margo said in promoting the Hungry Ghost persona. "Find me on TikTok and Instagram to see how my story began." she added.

The platform at the center of the storyline has more than 4 million creators. According to OnlyFans, the service intentionally limits its search feature as a safety precaution so users do not accidentally encounter NSFW content they did not intend to see. OnlyFans policy also prohibits age-play content that includes real or simulated minors under 18.

Author Rufi Thorpe created an OnlyFans account to research her 2024 novel, which preceded the television adaptation. "Part of what makes OnlyFans sexy is when it feels authentic and real, as opposed to hyperproduced pornography that makes it feel less intimate," Thorpe said.

Other creators on the platform blend comedy with adult content. BigHonkinCaboose is a comedian who incorporates humor into her OnlyFans content, and HarperTheFox is a musician who creates parody songs about giving head and consensual anal sex. Comedian and OnlyFans creator Megan Graves, who joined the platform in 2020, said humor has been central to her approach.

"The work inherently has funny aspects to it. Sexual things in general can have an air of silliness and absurdity, and I've never shied away from making jokes within my sex life or my content. I find it puts people at ease," Graves said in a podcast interview. She added that she had also dressed up as Handsome Squidward and Meg Griffin for content simply because she thought it would be funny, and she stands by those choices. "The more it's coming from a place of being genuine and not trying to be the butt of a joke or used for shock value, the better," she said.