MULTIPLE RETAIL LOCATIONS IN THE UNITED STATES — On March 10, 2026, Elon Musk posted that public access to X Money is expected to launch next month. Musk said that the X Money service will offer users a 6% annual percentage yield.

X Money is a debit card and digital payments platform built in partnership with Visa. The service is currently in beta with access limited to a small group of users. Deposits in X Money accounts are held by Cross River Bank and are FDIC insured up to $250,000 per account.

Several users posted pictures of early-access X Money debit cards on X. X Money debit cards have been used at gas stations, restaurants, and ice cream counters.

William Shatner is one of the earliest users of X Money. The actor, who is best known for playing Captain James Kirk in Star Trek, said that Musk sent him $42 through the X Money app. Shatner said he sold individual dollars to U.S.-based X users for at least $1,000 each through the X Money app and directed the proceeds to his charity.

In 1999, Musk was part of the team that cofounded X.com, an online payments company that eventually became PayPal. He said that he had laid off 80% of the company's staff.

One X user wrote, "Frankly, until X gets some customer service, I would never put my money in an X account."