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On June 10, 2026, the U.S. Department of the Treasury issued a preview of guidance for the Education Freedom Tax Credit scholarship program.
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The Education Freedom Tax Credit scholarship program is scheduled to take effect on Jan. 1, 2027.
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President Donald Trump enacted the tax credit as part of the One Big Beautiful Bill Act.
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The One Big Beautiful Bill Act required the U.S. Department of the Treasury to create regulations to implement the program.
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Deputy Assistant Secretary for Tax Policy Kevin Salinger said the Treasury would propose regulations in September.
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The Education Freedom Tax Credit is a nonrefundable tax credit allowing individuals to receive federal tax credits for donations up to $1,700 to authorized scholarship-granting organizations.
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The tax credit operates on a dollar-for-dollar basis, allowing individuals to lower their federal tax liability by $1 for every $1 donated.
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Taxpayers who donate more than $1,700 will not receive a tax refund for the amount exceeding $1,700.
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The total amount of credits available under the program is not capped.
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Scholarship-granting organizations distribute donated funds to eligible families for educational expenses including private school tuition, tutoring services, and textbooks.
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To qualify for scholarships, students must reside in households earning no more than 300% of the area's median gross income and be eligible for K-12 enrollment.
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EdChoice published an interactive map on May 21, 2026, displaying 300% of the area's median gross income for fiscal year 2026 across the U.S.
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Participating states must submit a list of authorized scholarship-granting organizations for taxpayers to donate to in order to receive the federal tax credit.
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Students in non-participating states cannot receive scholarships funded under the program.
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Donors in non-participating states can receive a federal tax credit by donating to scholarship-granting organizations in participating states.
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The program will not affect state budgets as enacted.
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The June 10 preview outlined the Treasury's intent to issue nine specific policies regarding the tax credit.
U.S. Department of the Treasury
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The U.S. Department of the Treasury stated, "We expect the proposed rules will generally measure the 90-percent spending requirement against the organization’s total receipts, unreduced by expenses. But if the organization’s activities are largely scholarship-granting activities, the organization could use a safe harbor under which 'income of the organization' is measured by the amount held in a section 25F segregated account, including qualified contributions and earnings. For a multistate SGO, that safe harbor would have to be satisfied separately for each State-specific segregated account."
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The One Big Beautiful Bill Act requires scholarship-granting organizations to spend 90% of their income on scholarships.
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The Treasury clarified it would define an organization as located in a state if it is authorized to do business there and complies with state charitable-organization rules.
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The Treasury stated it would prohibit states from imposing requirements more restrictive than those enacted in the One Big Beautiful Bill Act.
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The Treasury indicated regulations would allow multi-state scholarship-granting organizations to participate, likely by requiring separate donation accounts for each state.
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The Treasury stated it will define "school" to include public schools, private schools, and homeschools in states that recognize them as schools under state law.
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The preview did not specify whether micro-schools would be included in the definition of a school.
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The Treasury stated regulations would require scholarship-granting organizations to verify student household income through paystubs, tax returns, IRS transcripts, W-2 forms, crediting agencies, or commercial data sources.
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The Treasury stated scholarship-granting organizations could categorically verify eligibility for families receiving federal need-based aid and foster students.
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The Treasury stated participating scholarship-granting organizations will require annual audits.
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Smaller scholarship-granting organizations could obtain audits from an internal committee unrelated to management.
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Larger scholarship-granting organizations would require third-party audits.
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The Treasury stated it would require scholarship-granting organizations to provide donors a timely written acknowledgment of annual contributions, including the total amount and a unique donor number generated via an IRS method.
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The donor reporting requirement aims to prevent scholarship-granting organizations from collecting donors' Social Security numbers.
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The Treasury stated it was considering creating a portal to facilitate interaction between scholarship-granting organizations and the IRS.
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The One Big Beautiful Bill Act defines eligible expenses as those listed in 26 U.S. Code 530(b)(3)(A).
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The Treasury announced it will issue guidance on eligible expenses separately from the regulations proposed in September.
Tina Kotek, Governor of Oregon
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On June 12, 2026, Oregon Governor Tina Kotek said Oregon would not participate in the program.
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As of June 15, 2026, 31 U.S. states have either opted into the program or indicated plans to participate.
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Governors of Hawaii and New Mexico are reconsidering participation in the program.
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Twenty-three states with Republican legislative control indicated they would participate in the program.
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The legislatures in Kansas, Kentucky, and North Carolina overrode gubernatorial vetoes of bills requiring state participation in the program.
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Legislation to indicate participation failed in Arizona and Wisconsin.
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Alaska and Nevada formally opted into the program.
Tim Walz, Governor of Minnesota
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Minnesota Governor Tim Walz said in March 2026 that Minnesota would not participate in the program.
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