WASHINGTON, D.C. — Senate Democrats are seeking to force a vote to overturn a Trump administration rule on Affordable Care Act (ACA) coverage that was released in May 2026. Senate Minority Leader Chuck Schumer, Senator Tammy Baldwin of Wisconsin, and Senator Ron Wyden of Oregon plan to introduce a Congressional Review Act resolution to block the rule.

The Trump administration stated the rule aims to combat enrollment fraud, lower premiums for some enrollees, and expand the range of available insurance plans. However, administration estimates indicate the regulation could cause up to 2 million people to lose ACA coverage. The finalized 2027 rule includes tighter income verification requirements and mandates additional eligibility checks for applicants enrolling outside the normal annual period due to life events such as marriage, divorce, or job loss.

The rule also permits insurers to offer plans with out-of-pocket limits up to 30 percent higher than previous standards. The new out-of-pocket maximum is $15,600 for individual coverage and $31,200 for family coverage. "The rule is misguided, and I am committed to doing everything I can to stop Republicans from kicking Americans off their health care." Baldwin said.

Overturning the federal rule requires a majority vote in both the House of Representatives and the Senate. A discharge petition with 30 senator signatures can force a floor vote on the resolution, bypassing committee review and hearings. A national survey found that 73 percent of adults consider healthcare costs a very big problem for the country. Polling data shows that at least half of voters aligned with the Make America Healthy Again movement cite health costs as a major factor in their voting decision.